Tonight marks the completion of my first year as a full-time minister in R-AGE and Grace AG. Three questions have dominated my heart in the last 24 hours.
- How have I contributed?
- What legacy have I left behind?
- Who have I become?
I am still in deep thought over these three questions. Actually, I have surprised myself by not asking, “What have I accomplished?”. I’d like to believe that it’s a sign of growth and maturity. I remember again tonight, that the Great Commission is not an assignment from God but an alignment to God.
Many things have also come to pass in the last 365 days. I’ve decided to exercise introspection tonight to perhaps, attempt to recall three ministry highlights.
- Directing REAL 2010 and investing into my champions
- Leading R-AGE @ GII and mentoring my shepherds
- The privilege of the pulpit and growing in my preaching
There were many other moments which were hard to leave out – like the unforgettable PIERCE – but my choices were made based on what I wouldn’t and couldn’t have been able to do if I didn’t come into full-time ministry. It all began with a simple act of obedience – which is the highest expression of stewardship – to answer the calling that had brewed in my heart since I was a teenager.
God has been marvelously good and gracious to me. And so I would also like to remember His many blessings in the past year. The three events have affected and reminded most me of His everlasting faithfulness in my life.
- Purchase of Dawson, for it catalysed my breakthrough with HY’s parents
- Providence of mentors – from Peter Chao to Benny Ho to Edmund Chan
- Potential of joeyasher.com, for through this blog, I’ve gained access into people’s lives
Looking back at the year that has passed also allows me to look forward to the year that is to come. 2011 looks next to be one of the most eventful years of my life. Amongst many new events that will be added over time, here are three that I look forward to the most. May God will these to happen in His time and way.
- Marrying and sharing my life with HY
- Embarking on various mentoring journeys
- Growing the youth ministry and as a youth minister
But above all else, I desire most to:
- Love God more
- Love God’s Word more
- Love God’s people more
So tonight, I do not celebrate a year of my forgettable achievements but a year of His unforgettable grace. And with that confidence at the forefront of my mind, I can’t help but to await the next 365 days as a youth minister in R-AGE with a great sense of hope, anticipation and excitement. I put my faith in a big God
Not my will, but Yours be done, O Lord. Thank You for Your favour, grace, mercy and loving-kindness. I love You Jesus, deep down in my heart.
As HY and I experience the Dawson saga, it doesn’t just give us the assurance that God has good plans for us, but also that He has the perfect timing. Hence, the best thing we should do, always, is to trust in His gifts and believe in His timing. I will be detailed in this thanksgiving because I want to give God the full glory. This will be a long entry.
The Dawson BTO (Built-To-Order) project was designed by award-winning architects and centrally located in the Queenstown district. As a result, around 10,000 people applied for it, making it over-subscribed by a few times. We applied for a four-room flat because we know that by 2016, we probably would have just started our own family.
There were 1,102 four-room flats available and our queue number was 1,302, meaning we needed 200 applicants to drop out before we were eligible. However, we actually needed more than 200 applicants to drop out because these 1102 units were divided to meet the ethnicity quota. This basically means that we needed Chinese Singaporeans to drop out if we wanted to smell a chance! Nonetheless, we made it by God’s grace and here are ten reasons why we are still rejoicing and praising God for His providence.
I. Balloting Success. By God’s grace we were successful on our first attempt – quite a miracle considering that there people who have repeatedly applied without success. I remember telling HY that the more we had to depend on “luck”, the more confident I was for God is in control and that we need not depend on our achievements.
II. Right Phase of Relationship. Timing was key in our application. We had arrived at a point in our relationship where we were ready to move on to the next phase of our courtship. We felt that we were ready to progress in our relationship.
III. Additional Housing Grant. Couples with a combined income of less than $5,000 would receive additional housing grant (AHG) of up to $40,000 from HDB. Basically, the lower the combined income, the higher the AHG awarded. This worked out perfect for us because by God’s divine timing, we applied for this when HY was a student without income and when I drew the modest salary of my working life. Any earlier and I’d be on a better income, any later, and we’d have been on a higher combined income. Applications for Dawson opened in that perfect window. HDB actually requested for HY’s CPF statements only up to June 2010 – she began work on 1 July and would therefore have CPF contributions from July onwards! Get it?
IV. Staggered Downpayment. HDB created this payment method to encourage couples to settle down at a younger age. Those below 30 years old have the option to pay their deposit (10% of cost of flat) at two intervals – once at flat selection (now) and the other at keys collection (six years later). And as this is completely paid through CPF, it means that our cash-commitment amounts to zero (not because we have a lot in our CPF, but because of the AHG).
V. Queenstown District. One of the factors that helped us to increase our balloting chances was to be situated near one of our parents. To qualify for this, you’d need to stay within a 2km radius of your parents. Ghim Moh is over 4km from Dawson but because both estates belong to the Queenstown town council, we still qualify.
VI. Breakthrough with HY’s Parents. There was no easy way to ask HY’s parents for their approval and support for this application. We were so scared about this that we actually methodically prepared a detailed six-page FAQ as we tried to speculate the questions they might ask, and we even rehearsed the Q&A! This chat also took place at a time when there was slight tension in the family. It really took courage and a step of faith to present this to them. And their response took us by complete surprise, “Actually you don’t need to ask us because it’s your combined decision… But if you ask us, there’s no issue – this is a good deal – go ahead!” W-O-W!
VII. Centrality. In light of the current skyrocket prices of flats, our Dawson flat actually seems affordable (and almost a steal). It’s a great investment no matter how you look at it. One reason why we were attracted to the place was for its location – a 10-minute commute to almost anywhere (Ghim Moh, Holland Village, the Singapore CBD, Orchard Road, Harbourfront, Chinatown and City Hall), leopard-crawling distance to Grace Assembly of God and walking distance to Queenstown MRT.
VIII. Growth Spurt in Faith. We selected the flat on the fourth day of Grace Retreat. We spent most of the two weeks before our selection appointment refreshing the HDB website, checking how fast our quota was depleting. Our appointment was the second-last of the day and at the time of our selection, we were amongst the final 10 Chinese (i.e 10 more remaining units for the Chinese ethnicity). When we left HDB, there were only five units left. By 10am the next day, the Chinese ethnicity quota had completely depleted. Imagine the mental roller-coaster! Despite all that, we managed to select a high floor – 11th – and while it feels like a relatively low floor in a 47-level block, it was much higher than we had expected!
IX. Payment Commences in 2016. Yes, it will take half a decade for the flat to be ready but we see it as a good thing because it means that we’ll have more than enough time for our CPF to swell with nearly six years of monthly contributions. By then, we won’t even need to worry about additional cash injections because we could easily sustain the monthly repayments. This is significant; if we had purchased a resale flat, we’d require around $80,000 liquid cash (how!?) – half for Cash-Over-Valuation (COV) and half for renovations. Thank God we need not worry about that! In fact, we can take our time over to slowly and steadily save for renovations.
X. Housing Loan Eligibility. As this is a BTO, it means that our housing loan eligibility (HLE) would be reassessed when we collect the keys in 2016. This means that our HDB loan would be derived based on our combined income in 2016, instead of now, where it’d be based on only a single income. This is easily a difference of over $200,000 in loans! Can you imagine if we had to borrow that additional amount from a bank to finance a resale flat, or buy a $200,000 flat?
There’s so much more to thank God! For one, we are officially home-owners now and it’s a huge load off our chest. After all, purchasing a house is one of life’s milestones, and for us to nail it at 27 and 23 years old respectively, was beyond our expectations. To know that we’ve overcome this hurdle allows us to focus on building our relationship and making us even stronger than before. God is faithful indeed. All glory to Him alone!
I’m genuinely stunned by the level of interest in my celebratory announcement – 335 hits! That’s madness, really. This is a record-breaking number of hits and it beat the previous record-breaking day by two-fold. Anyway, HY says it’s an anomaly and I concur. Nonetheless, thank you for sharing in our Dawson joy! God is good and I praise Him.
I had planned to write in advance and schedule posts during the course of the coming youth camp but since I enjoyed blogging by email via my mobile phone during Retreat, I shall attempt to retain this practice because I believe that God will continue to speak to me during Pierce, and I want to register it.
I shall leave you with a slideshow of a series of 30 encouragement cards which I have specially designed for Pierce; these will be the main vehicles of an improvised “Angel and Mortal” game that the campers will enjoy and learn from throughout the three days and nights. All pictures are original and were taken during my recent travels.
A slight sidetrack here. I believe God has begun to develop a new gift in me – prophecy. I shall withhold details for now but I think it’s a landmark I’d want to journal down for it will demarcate a new journey in my spiritual development. I look forward to a breakthrough in my spiritual gifts. I desire to walk and live by the Spirit!
I had intended to post a very (x 1 million) long entry, which I am currently still writing, but I can’t contain the joy anymore and I must declare it immediately. I promise though, that the elaborated entry will arrive in the coming days (if not, weeks). For now, HY and I are delighted to announce that we have, by the amazing grace of God, successfully selected a four-room flat in the coveted HDB Built-To-Order project called SkyVille @ Dawson, and we cannot wait to receive the flat in the coming years. I PROMISE – details to be released soon! But for now, here’s what our future home will look like!
The following pictures were all taken from here; this link is also the official website for this project. Our address in 2016: 87 Dawson Road #11-XX, Singapore 141087. (I ought to keep the unit number secret for security reasons…) Oh man, HY and I are super overwhelmed by God’s goodness! We have had one crazy journey with the Lord and we have so much, so much to thank God for! Thank you for all your prayers! HY and I are on our way to becoming property owners! Can’t wait! Can’t Wait!! CAN’T WAIT!!! (((: