Dearest Loft Bed,
This is my final night sleeping on you – a melancholic moment indeed. :(
Thank you for serving me so faithfully since 2002. You might creak and croak but you have stood tall and saw me through my days in polytechnic, National Service, Shanghai and full-time ministry. Yes, you have helped me develop from a boy to a man.
I salvaged you once when I moved from Bishan to Ghim Moh; the new ceiling was lower so I had to saw a few inches off your four feeble timber legs. Your adaptability allowed me to double the space in my room. However, this time, I cannot save you.
Removing the 3M plastic hooks and IKEA metal spotlights off you brought back a gush of memories. Some were pleasant, some painful, while some are better left unspoken. But every remembrance contributed to my growth towards maturity.
Letting you go is a milestone moment for me – that’s when I leave my days of being a swinging bachelor to become a married man. After all, you know that settling down has always been something I wanted to do, sooner than later.
It will grieve me to dismantle you in the morning but it’s something I need to do before I make Huiyi my wife. I had wanted to save you for my children but all good things must come to an end. But you will be in my heart forever – you know that.
For now, please accept my apologies; I couldn’t find you a new home and so the town council people will remove you (for good – sigh!) before the sun sets. Dusk will mark the end of your lifespan. I can’t bear to see you go…
We had a great ride. You were a great bed. We were a great team. And I wouldn’t have wanted it any other way.
I will miss you, Loft Bed. Goodbye. :(
In the past few weeks, I’ve already clocked 5km, 10km and 15km in the build-up to my second full marathon. I’m supposed to clock 20km next Monday but there’s a part of me (read: knees) that feels it isn’t really a good idea and that I ought to just stop at the 15km mark. Although it’s been physically demanding, I’ve enjoyed getting myself into shape and just sweating it out.
When I was younger (and a lot fitter), I used to speak in tongues, worship and pray during my runs (and I must say I went at a much faster pace!). But these days, I have to focus all the remnants of energy on catching my breath! I do look forward to communicating with God this way again once my physical stamina improves. For those of you live in the Ghim Moh/Holland Road vicinity, you can consider embarking on these running routes which I have created.
5.3km – 31m 37s.
10.4km – 57m 59s.
15.1km – 1h 36m 20s.
Scheduled for 15 Nov.
Scheduled for 22 Nov.
Now, no one in the right frame of mind and wrong frame of fitness will sign up for a marathon; I have no idea what possessed me when I registered for it this year. So, in my attempt at self-consolation, here are ten reasons why I’ve bordered on insanity, again.
Before the marathon
1. Forces me to exercise regularly so that I don’t collapse during the marathon; this should make me more disciplined and of course, fitter!
2. Bonding together with fellow runners who’ve also signed up for the marathon; this hasn’t happened yet, but I’m pretty sure it will.
3. Makes me watch my dietary habits; I’ve eaten too much (rubbish) and it has really perpetuated ill-health.
During the marathon
4. I can’t wait to design a runner’s tag that will bring glory to Jesus!
5. I can’t wait to run with this tag that will bring glory to Jesus!
6. I can’t wait to encourage others who are also running to bring glory to Jesus!
7. I really enjoy the camaraderie in running in cadence and to motivate and be motivated by fellow runners.
After the marathon
8. Bragging rights! I’m going to wear the finisher shirt with so much pride; I think it’ll be an achievement to have run two marathons!
9. Storing stories for my grandchildren – “Do you know Gong-Gong ran two marathons before?” – and watch their completely unconvinced facial expression as they try to reconcile it with the sight of my big belly.
10. Motivation (and madness) to sign up (again) for the 2012 marathon at a discounted price!
Well, regardless of whether you’ve signed up or not, I’d be delighted to have you join me for a run whenever our schedules are able to coincide. Holler then!
As HY and I experience the Dawson saga, it doesn’t just give us the assurance that God has good plans for us, but also that He has the perfect timing. Hence, the best thing we should do, always, is to trust in His gifts and believe in His timing. I will be detailed in this thanksgiving because I want to give God the full glory. This will be a long entry.
The Dawson BTO (Built-To-Order) project was designed by award-winning architects and centrally located in the Queenstown district. As a result, around 10,000 people applied for it, making it over-subscribed by a few times. We applied for a four-room flat because we know that by 2016, we probably would have just started our own family.
There were 1,102 four-room flats available and our queue number was 1,302, meaning we needed 200 applicants to drop out before we were eligible. However, we actually needed more than 200 applicants to drop out because these 1102 units were divided to meet the ethnicity quota. This basically means that we needed Chinese Singaporeans to drop out if we wanted to smell a chance! Nonetheless, we made it by God’s grace and here are ten reasons why we are still rejoicing and praising God for His providence.
I. Balloting Success. By God’s grace we were successful on our first attempt – quite a miracle considering that there people who have repeatedly applied without success. I remember telling HY that the more we had to depend on “luck”, the more confident I was for God is in control and that we need not depend on our achievements.
II. Right Phase of Relationship. Timing was key in our application. We had arrived at a point in our relationship where we were ready to move on to the next phase of our courtship. We felt that we were ready to progress in our relationship.
III. Additional Housing Grant. Couples with a combined income of less than $5,000 would receive additional housing grant (AHG) of up to $40,000 from HDB. Basically, the lower the combined income, the higher the AHG awarded. This worked out perfect for us because by God’s divine timing, we applied for this when HY was a student without income and when I drew the modest salary of my working life. Any earlier and I’d be on a better income, any later, and we’d have been on a higher combined income. Applications for Dawson opened in that perfect window. HDB actually requested for HY’s CPF statements only up to June 2010 – she began work on 1 July and would therefore have CPF contributions from July onwards! Get it?
IV. Staggered Downpayment. HDB created this payment method to encourage couples to settle down at a younger age. Those below 30 years old have the option to pay their deposit (10% of cost of flat) at two intervals – once at flat selection (now) and the other at keys collection (six years later). And as this is completely paid through CPF, it means that our cash-commitment amounts to zero (not because we have a lot in our CPF, but because of the AHG).
V. Queenstown District. One of the factors that helped us to increase our balloting chances was to be situated near one of our parents. To qualify for this, you’d need to stay within a 2km radius of your parents. Ghim Moh is over 4km from Dawson but because both estates belong to the Queenstown town council, we still qualify.
VI. Breakthrough with HY’s Parents. There was no easy way to ask HY’s parents for their approval and support for this application. We were so scared about this that we actually methodically prepared a detailed six-page FAQ as we tried to speculate the questions they might ask, and we even rehearsed the Q&A! This chat also took place at a time when there was slight tension in the family. It really took courage and a step of faith to present this to them. And their response took us by complete surprise, “Actually you don’t need to ask us because it’s your combined decision… But if you ask us, there’s no issue – this is a good deal – go ahead!” W-O-W!
VII. Centrality. In light of the current skyrocket prices of flats, our Dawson flat actually seems affordable (and almost a steal). It’s a great investment no matter how you look at it. One reason why we were attracted to the place was for its location – a 10-minute commute to almost anywhere (Ghim Moh, Holland Village, the Singapore CBD, Orchard Road, Harbourfront, Chinatown and City Hall), leopard-crawling distance to Grace Assembly of God and walking distance to Queenstown MRT.
VIII. Growth Spurt in Faith. We selected the flat on the fourth day of Grace Retreat. We spent most of the two weeks before our selection appointment refreshing the HDB website, checking how fast our quota was depleting. Our appointment was the second-last of the day and at the time of our selection, we were amongst the final 10 Chinese (i.e 10 more remaining units for the Chinese ethnicity). When we left HDB, there were only five units left. By 10am the next day, the Chinese ethnicity quota had completely depleted. Imagine the mental roller-coaster! Despite all that, we managed to select a high floor – 11th – and while it feels like a relatively low floor in a 47-level block, it was much higher than we had expected!
IX. Payment Commences in 2016. Yes, it will take half a decade for the flat to be ready but we see it as a good thing because it means that we’ll have more than enough time for our CPF to swell with nearly six years of monthly contributions. By then, we won’t even need to worry about additional cash injections because we could easily sustain the monthly repayments. This is significant; if we had purchased a resale flat, we’d require around $80,000 liquid cash (how!?) – half for Cash-Over-Valuation (COV) and half for renovations. Thank God we need not worry about that! In fact, we can take our time over to slowly and steadily save for renovations.
X. Housing Loan Eligibility. As this is a BTO, it means that our housing loan eligibility (HLE) would be reassessed when we collect the keys in 2016. This means that our HDB loan would be derived based on our combined income in 2016, instead of now, where it’d be based on only a single income. This is easily a difference of over $200,000 in loans! Can you imagine if we had to borrow that additional amount from a bank to finance a resale flat, or buy a $200,000 flat?
There’s so much more to thank God! For one, we are officially home-owners now and it’s a huge load off our chest. After all, purchasing a house is one of life’s milestones, and for us to nail it at 27 and 23 years old respectively, was beyond our expectations. To know that we’ve overcome this hurdle allows us to focus on building our relationship and making us even stronger than before. God is faithful indeed. All glory to Him alone!
Three years ago, CN, MO, MT and HY sang and recorded RF’s “My Wish” as part of my “farewell pack”. I remember how it made me smile and cry when I viewed it immediately on my flight to Shanghai; the passenger beside me must have given me strange stares.
Fast forward to today, I have to say, that JT’s rendition of the same song heightened my appreciation of it, to whole ‘nother level; this song seems to fit almost every other occasion, as long as it’s presented to someone you love. Every wedding seems to have a tear-jerker moment and I think for JT+WS’s wedding, it was the groom’s brother and best man belting out his wish for his newly-married brother and new sister-in-law.
In all my years of knowing JT, I’ve never seen him cry, or even display emotions so publicly. For him to express himself in such a heartfelt manner today, the occasion and sentiment must have moved him tremendously. While two strangers can forge a friendship tougher than steel, there is nothing like a bond between two real brothers. I say that as I juxtapose my friendship with LK against the Tay brothers; just when I thought, “Well, this is about as tight as brothers could be…”, the two of them demonstrated “Phileos” at a level that I’d never get to experience simply because I do not have a brother as a sibling. I will never forget their scene of embrace today – it made me want to have two sons so that they could do the same for each other. Even typing this post-wedding reflection stirs up some emotion within me.
As I’ve told him personally after the special item, I thought this was JT’s most impactful and memorable performance – and it couldn’t have come at a better time than his elder brother’s wedding. What a powerful message of brotherhood, in a literal sense!
But more than anything, more than anything/ My wish, for you, is that this life becomes all that you want it to/ Your dreams stay big, and your worries stay small/ You never need to carry more than you can hold/ And while you’re out there getting where you’re getting to/ I hope you know somebody loves you, and wants the same things too/ Yeah, this, is my wish.
Once again, heartiest congratulations to JT+WS and a great big pat on the back for JT. I’m most grateful for being able to play a part in it as one of the groomsmen and as an emcee, and I can’t wait to welcome the lovely couple to Ghim Moh. I also can’t wait to engage the “Chorister” at a much deeper level; I’m greedy – I want to progress in my friendship with both JTs. It was a beautiful wedding and I’m sure all who turned up would concur.